Thursday 3 February 2011

How Much?? Car insurance and daylight robbery!!!

Over the weekend I received two delightful letters neither of which were bills but both were explaining a hike in my usual outgoings. The first one was from my Electric company telling me that my average bill will go up by at least 10% this year. I had a fleeting thought of 'Gosh, they obviously didn't make that many billions last year'!

The second letter was from my car insurance Company and I didn't bother opening it as I presumed it my usual renewal notice and I just needed to sign it! I've been with them now for about 5 years and it's dropped a little each year so I figure I'm on to a good thing. Imagine my utter shock today when I finally got around to looking at it and they are increasing my insurance premium by 50%!!! 50%....holy cow.....did I have an accident that I'd forgotten I'd claimed for? Did they find out about my constantly reversing into lamp posts and decide I was a higher risk than they originally thought?

No worries I thought....they obviously confused me with a terrible driver, so I'll give them a ring and they'll sort it out for me. The conversation went like this:

Me: Explained as above

Girl: No there is no problem. Insurance premiums have just increased

Me: Pardon? They can't have just increased for no reason!

Girl: I think you'll find they've increased at all Companies.

Me: Ok, fine. Can you please tell me how I cancel my policy.

Girl: I'll put you through to renewals.

Me: ????? (muttering WTF! under my breath!)


Boy: Hello Miss Brooks. How can I help

Me: I'd like to cancel my policy please as I'm not happy with the premium.

Boy: Let me just run through it with you.....checks details, blah, blah, blah. No it's definitely increased by 50%.

Me: Could you please tell me why?

Boy: Well, all of the insurance Companies need to recover some money as so many people crashed in the snow!

Me: What? I didn't crash in the snow and I'm not prepared to pay for people that did!

Boy: Have you had quotes form anywhere else?

Me: Not yet but give me 5 minutes!

Replaces receiver!!!!

Guess what I'm going to be doing tonight???!

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